Market Overview
Home Prices in Cowarts, AL
The median home value in Cowarts, AL is $185,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cowarts are priced55% below average. Cowarts is part of the Dothan, AL metro area.
Over the past five years, Cowarts home values have risen by approximately44.8%, reflecting strong long-term appreciation in this market.
Price History
Cowarts Home Price Trend
City Comparison
Cowarts vs. National Median
At $185,543, homes in Cowarts cost 55% below the national median of $410,000. This makes Cowarts a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cowarts?
20% Down Payment
$37,109
on $185,543
Monthly P&I
$968/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,229/mo
incl. taxes & insurance
Income Needed
$49,160
gross annual (30% rule)
10% Down Option
$18,554
+ PMI applies
Loan Amount (20% dn)
$148,434
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cowarts, AL?
The median home value in Cowarts is $185,543 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Cowarts?
Over the past year, home values in Cowarts have increased by 5.8%. Over five years, prices have risen approximately 44.8%.
How much do I need to earn to buy a home in Cowarts?
To comfortably afford the median home price of $185,543 with a 20% down payment ($37,109) at today's rates (6.8%), you'd need a gross annual income of approximately $49,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Cowarts compare to the national average home price?
The national median home value is approximately $410,000. At $185,543, homes in Cowarts are 55% below the national average.
What metro area is Cowarts part of?
Cowarts is part of the Dothan, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.