📍 Cuba, AL · Zillow ZHVI · July 2026

Average Home Price in
Cuba, AL

Sumter County County

Median Home Value
$107,909
↓ 13.4% year-over-year
vs. National Median
$410,000
Cuba is 74% below
Est. Monthly Payment
$563/mo
20% down · 6.8% rate
Income Needed
$29K
gross annual (30% rule)
Median Home Value
$107,909
↓ 13.4% year-over-year

Down Payment (20%)$21,582
Monthly P&I$563/mo
With Taxes & Ins.~$715/mo
Income Needed$28,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cuba, AL

The median home value in Cuba, AL is $107,909 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.4% compared to a year ago and down 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cuba are priced74% below average.

City Comparison

Cuba vs. National Median

🏠 Cuba
$107,909
National Median
$410,000

At $107,909, homes in Cuba cost 74% below the national median of $410,000. This makes Cuba a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cuba?

20% Down Payment
$21,582
on $107,909
Monthly P&I
$563/mo
30-yr @ 6.8%
Total Monthly Est.
~$715/mo
incl. taxes & insurance
Income Needed
$28,600
gross annual (30% rule)
10% Down Option
$10,791
+ PMI applies
Loan Amount (20% dn)
$86,327
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cuba, AL?
The median home value in Cuba is $107,909 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.4% year-over-year.
How much have home prices changed in Cuba?
Over the past year, home values in Cuba have decreased by 13.4%.
How much do I need to earn to buy a home in Cuba?
To comfortably afford the median home price of $107,909 with a 20% down payment ($21,582) at today's rates (6.8%), you'd need a gross annual income of approximately $28,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Cuba compare to the national average home price?
The national median home value is approximately $410,000. At $107,909, homes in Cuba are 74% below the national average.