Market Overview
Home Prices in Eclectic, AL
The median home value in Eclectic, AL is $363,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eclectic are priced11% below average. Eclectic is part of the Montgomery, AL metro area.
Over the past five years, Eclectic home values have risen by approximately27.3%, reflecting strong long-term appreciation in this market.
Price History
Eclectic Home Price Trend
City Comparison
Eclectic vs. National Median
At $363,640, homes in Eclectic cost 11% below the national median of $410,000. This makes Eclectic a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eclectic?
20% Down Payment
$72,728
on $363,640
Monthly P&I
$1,897/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,409/mo
incl. taxes & insurance
Income Needed
$96,360
gross annual (30% rule)
10% Down Option
$36,364
+ PMI applies
Loan Amount (20% dn)
$290,912
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eclectic, AL?
The median home value in Eclectic is $363,640 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Eclectic?
Over the past year, home values in Eclectic have increased by 3.2%. Over five years, prices have risen approximately 27.3%.
How much do I need to earn to buy a home in Eclectic?
To comfortably afford the median home price of $363,640 with a 20% down payment ($72,728) at today's rates (6.8%), you'd need a gross annual income of approximately $96,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Eclectic compare to the national average home price?
The national median home value is approximately $410,000. At $363,640, homes in Eclectic are 11% below the national average.
What metro area is Eclectic part of?
Eclectic is part of the Montgomery, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.