Market Overview
Home Prices in Geneva, AL
The median home value in Geneva, AL is $146,668 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Geneva are priced64% below average. Geneva is part of the Dothan, AL metro area.
Over the past five years, Geneva home values have risen by approximately7.6%, reflecting steady appreciation in this market.
Price History
Geneva Home Price Trend
2020
$124,098
$124K
—
2021
$136,260
$136K
+9.8%
2022
$150,072
$150K
+10.1%
2023
$152,288
$152K
+1.5%
2024
$147,153
$147K
-3.4%
2025
$146,639
$147K
-0.3%
2026
$146,668
$147K
+0.0%
City Comparison
Geneva vs. National Median
🏠 Geneva
$146,668
National Median
$410,000
At $146,668, homes in Geneva cost 64% below the national median of $410,000. This makes Geneva a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Geneva?
20% Down Payment
$29,334
on $146,668
Monthly P&I
$765/mo
30-yr @ 6.8%
Total Monthly Est.
~$972/mo
incl. taxes & insurance
Income Needed
$38,880
gross annual (30% rule)
10% Down Option
$14,667
+ PMI applies
Loan Amount (20% dn)
$117,334
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Geneva, AL?
The median home value in Geneva is $146,668 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Geneva?
Over the past year, home values in Geneva have increased by 0%. Over five years, prices have risen approximately 7.6%.
How much do I need to earn to buy a home in Geneva?
To comfortably afford the median home price of $146,668 with a 20% down payment ($29,334) at today's rates (6.8%), you'd need a gross annual income of approximately $38,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Geneva compare to the national average home price?
The national median home value is approximately $410,000. At $146,668, homes in Geneva are 64% below the national average.
What metro area is Geneva part of?
Geneva is part of the Dothan, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.