Market Overview
Home Prices in Georgiana, AL
The median home value in Georgiana, AL is $113,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Georgiana are priced72% below average.
Over the past five years, Georgiana home values have risen by approximately1.8%, reflecting modest growth in this market.
Price History
Georgiana Home Price Trend
2020
$100,966
$101K
—
2021
$111,138
$111K
+10.1%
2022
$119,258
$119K
+7.3%
2023
$117,103
$117K
-1.8%
2024
$115,966
$116K
-1.0%
2025
$110,628
$111K
-4.6%
2026
$113,141
$113K
+2.3%
City Comparison
Georgiana vs. National Median
🏠 Georgiana
$113,141
National Median
$410,000
At $113,141, homes in Georgiana cost 72% below the national median of $410,000. This makes Georgiana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Georgiana?
20% Down Payment
$22,628
on $113,141
Monthly P&I
$590/mo
30-yr @ 6.8%
Total Monthly Est.
~$749/mo
incl. taxes & insurance
Income Needed
$29,960
gross annual (30% rule)
10% Down Option
$11,314
+ PMI applies
Loan Amount (20% dn)
$90,513
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Georgiana, AL?
The median home value in Georgiana is $113,141 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Georgiana?
Over the past year, home values in Georgiana have increased by 2.3%. Over five years, prices have risen approximately 1.8%.
How much do I need to earn to buy a home in Georgiana?
To comfortably afford the median home price of $113,141 with a 20% down payment ($22,628) at today's rates (6.8%), you'd need a gross annual income of approximately $29,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Georgiana compare to the national average home price?
The national median home value is approximately $410,000. At $113,141, homes in Georgiana are 72% below the national average.