Market Overview
Home Prices in Guntersville, AL
The median home value in Guntersville, AL is $311,008 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.7% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guntersville are priced24% below average. Guntersville is part of the Albertville, AL metro area.
Over the past five years, Guntersville home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Guntersville Home Price Trend
City Comparison
Guntersville vs. National Median
At $311,008, homes in Guntersville cost 24% below the national median of $410,000. This makes Guntersville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Guntersville?
20% Down Payment
$62,202
on $311,008
Monthly P&I
$1,622/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,060/mo
incl. taxes & insurance
Income Needed
$82,400
gross annual (30% rule)
10% Down Option
$31,101
+ PMI applies
Loan Amount (20% dn)
$248,806
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guntersville, AL?
The median home value in Guntersville is $311,008 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.7% year-over-year.
How much have home prices changed in Guntersville?
Over the past year, home values in Guntersville have increased by 2.7%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Guntersville?
To comfortably afford the median home price of $311,008 with a 20% down payment ($62,202) at today's rates (6.8%), you'd need a gross annual income of approximately $82,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Guntersville compare to the national average home price?
The national median home value is approximately $410,000. At $311,008, homes in Guntersville are 24% below the national average.
What metro area is Guntersville part of?
Guntersville is part of the Albertville, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.