Market Overview
Home Prices in Hartselle, AL
The median home value in Hartselle, AL is $253,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 1.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hartselle are priced38% below average. Hartselle is part of the Decatur, AL metro area.
Over the past five years, Hartselle home values have risen by approximately23.8%, reflecting strong long-term appreciation in this market.
Price History
Hartselle Home Price Trend
City Comparison
Hartselle vs. National Median
At $253,265, homes in Hartselle cost 38% below the national median of $410,000. This makes Hartselle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hartselle?
20% Down Payment
$50,653
on $253,265
Monthly P&I
$1,321/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,678/mo
incl. taxes & insurance
Income Needed
$67,120
gross annual (30% rule)
10% Down Option
$25,327
+ PMI applies
Loan Amount (20% dn)
$202,612
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hartselle, AL?
The median home value in Hartselle is $253,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Hartselle?
Over the past year, home values in Hartselle have increased by 1.4%. Over five years, prices have risen approximately 23.8%.
How much do I need to earn to buy a home in Hartselle?
To comfortably afford the median home price of $253,265 with a 20% down payment ($50,653) at today's rates (6.8%), you'd need a gross annual income of approximately $67,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Hartselle compare to the national average home price?
The national median home value is approximately $410,000. At $253,265, homes in Hartselle are 38% below the national average.
What metro area is Hartselle part of?
Hartselle is part of the Decatur, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.