Market Overview
Home Prices in Hillsboro, AL
The median home value in Hillsboro, AL is $194,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hillsboro are priced53% below average. Hillsboro is part of the Decatur, AL metro area.
Over the past five years, Hillsboro home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Hillsboro Home Price Trend
City Comparison
Hillsboro vs. National Median
At $194,118, homes in Hillsboro cost 53% below the national median of $410,000. This makes Hillsboro a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hillsboro?
20% Down Payment
$38,824
on $194,118
Monthly P&I
$1,012/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,285/mo
incl. taxes & insurance
Income Needed
$51,400
gross annual (30% rule)
10% Down Option
$19,412
+ PMI applies
Loan Amount (20% dn)
$155,294
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hillsboro, AL?
The median home value in Hillsboro is $194,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Hillsboro?
Over the past year, home values in Hillsboro have increased by 1.9%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Hillsboro?
To comfortably afford the median home price of $194,118 with a 20% down payment ($38,824) at today's rates (6.8%), you'd need a gross annual income of approximately $51,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Hillsboro compare to the national average home price?
The national median home value is approximately $410,000. At $194,118, homes in Hillsboro are 53% below the national average.
What metro area is Hillsboro part of?
Hillsboro is part of the Decatur, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.