Market Overview
Home Prices in Holly Pond, AL
The median home value in Holly Pond, AL is $248,482 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holly Pond are priced39% below average. Holly Pond is part of the Cullman, AL metro area.
Over the past five years, Holly Pond home values have risen by approximately23.5%, reflecting strong long-term appreciation in this market.
Price History
Holly Pond Home Price Trend
City Comparison
Holly Pond vs. National Median
At $248,482, homes in Holly Pond cost 39% below the national median of $410,000. This makes Holly Pond a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holly Pond?
20% Down Payment
$49,696
on $248,482
Monthly P&I
$1,296/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,646/mo
incl. taxes & insurance
Income Needed
$65,840
gross annual (30% rule)
10% Down Option
$24,848
+ PMI applies
Loan Amount (20% dn)
$198,786
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holly Pond, AL?
The median home value in Holly Pond is $248,482 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Holly Pond?
Over the past year, home values in Holly Pond have increased by 3.1%. Over five years, prices have risen approximately 23.5%.
How much do I need to earn to buy a home in Holly Pond?
To comfortably afford the median home price of $248,482 with a 20% down payment ($49,696) at today's rates (6.8%), you'd need a gross annual income of approximately $65,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Holly Pond compare to the national average home price?
The national median home value is approximately $410,000. At $248,482, homes in Holly Pond are 39% below the national average.
What metro area is Holly Pond part of?
Holly Pond is part of the Cullman, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.