📍 Houston, AL · Zillow ZHVI · July 2026

Average Home Price in
Houston, AL

Winston County County

Median Home Value
$404,473
↑ 6.1% year-over-year
vs. National Median
$410,000
Houston is 1% below
Est. Monthly Payment
$2,109/mo
20% down · 6.8% rate
Income Needed
$107K
gross annual (30% rule)
Median Home Value
$404,473
↑ 6.1% year-over-year

Down Payment (20%)$80,895
Monthly P&I$2,109/mo
With Taxes & Ins.~$2,678/mo
Income Needed$107,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Houston, AL

The median home value in Houston, AL is $404,473 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Houston are priced1% below average.

Over the past five years, Houston home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.

City Comparison

Houston vs. National Median

🏠 Houston
$404,473
National Median
$410,000

At $404,473, homes in Houston cost 1% below the national median of $410,000. This makes Houston a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Houston?

20% Down Payment
$80,895
on $404,473
Monthly P&I
$2,109/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,678/mo
incl. taxes & insurance
Income Needed
$107,120
gross annual (30% rule)
10% Down Option
$40,447
+ PMI applies
Loan Amount (20% dn)
$323,578
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Houston, AL?
The median home value in Houston is $404,473 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Houston?
Over the past year, home values in Houston have increased by 6.1%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Houston?
To comfortably afford the median home price of $404,473 with a 20% down payment ($80,895) at today's rates (6.8%), you'd need a gross annual income of approximately $107,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Houston compare to the national average home price?
The national median home value is approximately $410,000. At $404,473, homes in Houston are 1% below the national average.