Market Overview
Home Prices in Jackson, AL
The median home value in Jackson, AL is $145,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 7.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jackson are priced64% below average.
Over the past five years, Jackson home values have fallen by approximately3.3%, reflecting softening conditions in this market.
Price History
Jackson Home Price Trend
2020
$131,301
$131K
—
2021
$150,669
$151K
+14.8%
2022
$161,366
$161K
+7.1%
2023
$162,357
$162K
+0.6%
2024
$157,884
$158K
-2.8%
2025
$146,574
$147K
-7.2%
2026
$145,658
$146K
-0.6%
City Comparison
Jackson vs. National Median
🏠 Jackson
$145,658
National Median
$410,000
At $145,658, homes in Jackson cost 64% below the national median of $410,000. This makes Jackson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Jackson?
20% Down Payment
$29,132
on $145,658
Monthly P&I
$760/mo
30-yr @ 6.8%
Total Monthly Est.
~$965/mo
incl. taxes & insurance
Income Needed
$38,600
gross annual (30% rule)
10% Down Option
$14,566
+ PMI applies
Loan Amount (20% dn)
$116,526
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jackson, AL?
The median home value in Jackson is $145,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Jackson?
Over the past year, home values in Jackson have decreased by 0.6%. Over five years, prices have fallen approximately 3.3%.
How much do I need to earn to buy a home in Jackson?
To comfortably afford the median home price of $145,658 with a 20% down payment ($29,132) at today's rates (6.8%), you'd need a gross annual income of approximately $38,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Jackson compare to the national average home price?
The national median home value is approximately $410,000. At $145,658, homes in Jackson are 64% below the national average.