Market Overview
Home Prices in Loxley, AL
The median home value in Loxley, AL is $292,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and up 0.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loxley are priced29% below average. Loxley is part of the Daphne-Fairhope-Foley, AL metro area.
Over the past five years, Loxley home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
Loxley Home Price Trend
City Comparison
Loxley vs. National Median
At $292,646, homes in Loxley cost 29% below the national median of $410,000. This makes Loxley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Loxley?
20% Down Payment
$58,529
on $292,646
Monthly P&I
$1,526/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,938/mo
incl. taxes & insurance
Income Needed
$77,520
gross annual (30% rule)
10% Down Option
$29,265
+ PMI applies
Loan Amount (20% dn)
$234,117
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loxley, AL?
The median home value in Loxley is $292,646 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Loxley?
Over the past year, home values in Loxley have decreased by 0.7%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Loxley?
To comfortably afford the median home price of $292,646 with a 20% down payment ($58,529) at today's rates (6.8%), you'd need a gross annual income of approximately $77,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Loxley compare to the national average home price?
The national median home value is approximately $410,000. At $292,646, homes in Loxley are 29% below the national average.
What metro area is Loxley part of?
Loxley is part of the Daphne-Fairhope-Foley, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.