Market Overview
Home Prices in Mountain Brook, AL
The median home value in Mountain Brook, AL is $1,064,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mountain Brook are priced160% above average. Mountain Brook is part of the Birmingham-Hoover, AL metro area.
Over the past five years, Mountain Brook home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.
Price History
Mountain Brook Home Price Trend
City Comparison
Mountain Brook vs. National Median
At $1,064,245, homes in Mountain Brook cost 160% above the national median of $410,000. Buyers in Mountain Brook should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mountain Brook?
20% Down Payment
$212,849
on $1,064,245
Monthly P&I
$5,550/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,049/mo
incl. taxes & insurance
Income Needed
$281,960
gross annual (30% rule)
10% Down Option
$106,425
+ PMI applies
Loan Amount (20% dn)
$851,396
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mountain Brook, AL?
The median home value in Mountain Brook is $1,064,245 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Mountain Brook?
Over the past year, home values in Mountain Brook have increased by 6.7%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Mountain Brook?
To comfortably afford the median home price of $1,064,245 with a 20% down payment ($212,849) at today's rates (6.8%), you'd need a gross annual income of approximately $281,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Mountain Brook compare to the national average home price?
The national median home value is approximately $410,000. At $1,064,245, homes in Mountain Brook are 160% above the national average.
What metro area is Mountain Brook part of?
Mountain Brook is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.