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📍 Oak Grove, AL · Zillow ZHVI · July 2026

Average Home Price in
Oak Grove, AL

Talladega-Sylacauga, AL metro area · Talladega County County

Median Home Value
$157,296
↑ 8.8% year-over-year
vs. National Median
$410,000
Oak Grove is 62% below
Est. Monthly Payment
$820/mo
20% down · 6.8% rate
Income Needed
$42K
gross annual (30% rule)
Median Home Value
$157,296
↑ 8.8% year-over-year
Down Payment (20%)$31,459
Monthly P&I$820/mo
With Taxes & Ins.~$1,041/mo
Income Needed$41,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Oak Grove, AL

The median home value in Oak Grove, AL is $157,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and up 11.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Oak Grove are priced62% below average. Oak Grove is part of the Talladega-Sylacauga, AL metro area.

City Comparison

Oak Grove vs. National Median

🏠 Oak Grove
$157,296
National Median
$410,000

At $157,296, homes in Oak Grove cost 62% below the national median of $410,000. This makes Oak Grove a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Oak Grove?

20% Down Payment
$31,459
on $157,296
Monthly P&I
$820/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,041/mo
incl. taxes & insurance
Income Needed
$41,640
gross annual (30% rule)
10% Down Option
$15,730
+ PMI applies
Loan Amount (20% dn)
$125,837
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Oak Grove, AL?
The median home value in Oak Grove is $157,296 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Oak Grove?
Over the past year, home values in Oak Grove have increased by 8.8%.
How much do I need to earn to buy a home in Oak Grove?
To comfortably afford the median home price of $157,296 with a 20% down payment ($31,459) at today's rates (6.8%), you'd need a gross annual income of approximately $41,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Oak Grove compare to the national average home price?
The national median home value is approximately $410,000. At $157,296, homes in Oak Grove are 62% below the national average.
What metro area is Oak Grove part of?
Oak Grove is part of the Talladega-Sylacauga, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.