Market Overview
Home Prices in Opp, AL
The median home value in Opp, AL is $121,132 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and down 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Opp are priced70% below average.
Over the past five years, Opp home values have risen by approximately10.6%, reflecting steady appreciation in this market.
Price History
Opp Home Price Trend
2020
$95,895
$96K
—
2021
$109,490
$109K
+14.2%
2022
$127,659
$128K
+16.6%
2023
$125,905
$126K
-1.4%
2024
$128,138
$128K
+1.8%
2025
$125,548
$126K
-2.0%
2026
$121,132
$121K
-3.5%
City Comparison
Opp vs. National Median
🏠 Opp
$121,132
National Median
$410,000
At $121,132, homes in Opp cost 70% below the national median of $410,000. This makes Opp a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Opp?
20% Down Payment
$24,226
on $121,132
Monthly P&I
$632/mo
30-yr @ 6.8%
Total Monthly Est.
~$803/mo
incl. taxes & insurance
Income Needed
$32,120
gross annual (30% rule)
10% Down Option
$12,113
+ PMI applies
Loan Amount (20% dn)
$96,906
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Opp, AL?
The median home value in Opp is $121,132 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Opp?
Over the past year, home values in Opp have decreased by 3.5%. Over five years, prices have risen approximately 10.6%.
How much do I need to earn to buy a home in Opp?
To comfortably afford the median home price of $121,132 with a 20% down payment ($24,226) at today's rates (6.8%), you'd need a gross annual income of approximately $32,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Opp compare to the national average home price?
The national median home value is approximately $410,000. At $121,132, homes in Opp are 70% below the national average.