Market Overview
Home Prices in Ozark, AL
The median home value in Ozark, AL is $150,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 1.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ozark are priced63% below average. Ozark is part of the Ozark, AL metro area.
Over the past five years, Ozark home values have risen by approximately23.6%, reflecting strong long-term appreciation in this market.
Price History
Ozark Home Price Trend
2020
$108,861
$109K
—
2021
$121,518
$122K
+11.6%
2022
$133,005
$133K
+9.5%
2023
$145,066
$145K
+9.1%
2024
$150,210
$150K
+3.5%
2025
$147,447
$147K
-1.8%
2026
$150,214
$150K
+1.9%
City Comparison
Ozark vs. National Median
🏠 Ozark
$150,214
National Median
$410,000
At $150,214, homes in Ozark cost 63% below the national median of $410,000. This makes Ozark a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ozark?
20% Down Payment
$30,043
on $150,214
Monthly P&I
$783/mo
30-yr @ 6.8%
Total Monthly Est.
~$994/mo
incl. taxes & insurance
Income Needed
$39,760
gross annual (30% rule)
10% Down Option
$15,021
+ PMI applies
Loan Amount (20% dn)
$120,171
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ozark, AL?
The median home value in Ozark is $150,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Ozark?
Over the past year, home values in Ozark have increased by 1.9%. Over five years, prices have risen approximately 23.6%.
How much do I need to earn to buy a home in Ozark?
To comfortably afford the median home price of $150,214 with a 20% down payment ($30,043) at today's rates (6.8%), you'd need a gross annual income of approximately $39,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Ozark compare to the national average home price?
The national median home value is approximately $410,000. At $150,214, homes in Ozark are 63% below the national average.
What metro area is Ozark part of?
Ozark is part of the Ozark, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.