Market Overview
Home Prices in Pell City, AL
The median home value in Pell City, AL is $283,882 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pell City are priced31% below average. Pell City is part of the Birmingham-Hoover, AL metro area.
Over the past five years, Pell City home values have risen by approximately16.2%, reflecting steady appreciation in this market.
Price History
Pell City Home Price Trend
City Comparison
Pell City vs. National Median
At $283,882, homes in Pell City cost 31% below the national median of $410,000. This makes Pell City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pell City?
20% Down Payment
$56,776
on $283,882
Monthly P&I
$1,481/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,881/mo
incl. taxes & insurance
Income Needed
$75,240
gross annual (30% rule)
10% Down Option
$28,388
+ PMI applies
Loan Amount (20% dn)
$227,106
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pell City, AL?
The median home value in Pell City is $283,882 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Pell City?
Over the past year, home values in Pell City have increased by 3.3%. Over five years, prices have risen approximately 16.2%.
How much do I need to earn to buy a home in Pell City?
To comfortably afford the median home price of $283,882 with a 20% down payment ($56,776) at today's rates (6.8%), you'd need a gross annual income of approximately $75,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Pell City compare to the national average home price?
The national median home value is approximately $410,000. At $283,882, homes in Pell City are 31% below the national average.
What metro area is Pell City part of?
Pell City is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.