Market Overview
Home Prices in Ragland, AL
The median home value in Ragland, AL is $179,060 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ragland are priced56% below average. Ragland is part of the Birmingham-Hoover, AL metro area.
Over the past five years, Ragland home values have risen by approximately1.0%, reflecting modest growth in this market.
Price History
Ragland Home Price Trend
City Comparison
Ragland vs. National Median
At $179,060, homes in Ragland cost 56% below the national median of $410,000. This makes Ragland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ragland?
20% Down Payment
$35,812
on $179,060
Monthly P&I
$934/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,186/mo
incl. taxes & insurance
Income Needed
$47,440
gross annual (30% rule)
10% Down Option
$17,906
+ PMI applies
Loan Amount (20% dn)
$143,248
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ragland, AL?
The median home value in Ragland is $179,060 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Ragland?
Over the past year, home values in Ragland have increased by 3%. Over five years, prices have risen approximately 1.0%.
How much do I need to earn to buy a home in Ragland?
To comfortably afford the median home price of $179,060 with a 20% down payment ($35,812) at today's rates (6.8%), you'd need a gross annual income of approximately $47,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Ragland compare to the national average home price?
The national median home value is approximately $410,000. At $179,060, homes in Ragland are 56% below the national average.
What metro area is Ragland part of?
Ragland is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.