Market Overview
Home Prices in Ralph, AL
The median home value in Ralph, AL is $209,666 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.4% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ralph are priced49% below average. Ralph is part of the Tuscaloosa, AL metro area.
Over the past five years, Ralph home values have risen by approximately14.4%, reflecting steady appreciation in this market.
Price History
Ralph Home Price Trend
2020
$162,288
$162K
—
2021
$183,209
$183K
+12.9%
2022
$205,765
$206K
+12.3%
2023
$209,885
$210K
+2.0%
2024
$212,253
$212K
+1.1%
2025
$216,934
$217K
+2.2%
2026
$209,666
$210K
-3.4%
City Comparison
Ralph vs. National Median
🏠 Ralph
$209,666
National Median
$410,000
At $209,666, homes in Ralph cost 49% below the national median of $410,000. This makes Ralph a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ralph?
20% Down Payment
$41,933
on $209,666
Monthly P&I
$1,093/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,388/mo
incl. taxes & insurance
Income Needed
$55,520
gross annual (30% rule)
10% Down Option
$20,967
+ PMI applies
Loan Amount (20% dn)
$167,733
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ralph, AL?
The median home value in Ralph is $209,666 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.4% year-over-year.
How much have home prices changed in Ralph?
Over the past year, home values in Ralph have decreased by 3.4%. Over five years, prices have risen approximately 14.4%.
How much do I need to earn to buy a home in Ralph?
To comfortably afford the median home price of $209,666 with a 20% down payment ($41,933) at today's rates (6.8%), you'd need a gross annual income of approximately $55,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ralph compare to the national average home price?
The national median home value is approximately $410,000. At $209,666, homes in Ralph are 49% below the national average.
What metro area is Ralph part of?
Ralph is part of the Tuscaloosa, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.