Market Overview
Home Prices in Ramer, AL
The median home value in Ramer, AL is $196,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ramer are priced52% below average. Ramer is part of the Montgomery, AL metro area.
Over the past five years, Ramer home values have risen by approximately12.0%, reflecting steady appreciation in this market.
Price History
Ramer Home Price Trend
2020
$166,321
$166K
—
2021
$175,413
$175K
+5.5%
2022
$182,274
$182K
+3.9%
2023
$180,398
$180K
-1.0%
2024
$180,873
$181K
+0.3%
2025
$184,458
$184K
+2.0%
2026
$196,471
$196K
+6.5%
City Comparison
Ramer vs. National Median
🏠 Ramer
$196,471
National Median
$410,000
At $196,471, homes in Ramer cost 52% below the national median of $410,000. This makes Ramer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ramer?
20% Down Payment
$39,294
on $196,471
Monthly P&I
$1,025/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,302/mo
incl. taxes & insurance
Income Needed
$52,080
gross annual (30% rule)
10% Down Option
$19,647
+ PMI applies
Loan Amount (20% dn)
$157,177
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ramer, AL?
The median home value in Ramer is $196,471 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Ramer?
Over the past year, home values in Ramer have increased by 6.5%. Over five years, prices have risen approximately 12.0%.
How much do I need to earn to buy a home in Ramer?
To comfortably afford the median home price of $196,471 with a 20% down payment ($39,294) at today's rates (6.8%), you'd need a gross annual income of approximately $52,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Ramer compare to the national average home price?
The national median home value is approximately $410,000. At $196,471, homes in Ramer are 52% below the national average.
What metro area is Ramer part of?
Ramer is part of the Montgomery, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.