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📍 Rosa, AL · Zillow ZHVI · July 2026

Average Home Price in
Rosa, AL

Birmingham-Hoover, AL metro area · Blount County County

Median Home Value
$233,982
↑ 2.8% year-over-year
vs. National Median
$410,000
Rosa is 43% below
Est. Monthly Payment
$1,220/mo
20% down · 6.8% rate
Income Needed
$62K
gross annual (30% rule)
Median Home Value
$233,982
↑ 2.8% year-over-year
Down Payment (20%)$46,796
Monthly P&I$1,220/mo
With Taxes & Ins.~$1,549/mo
Income Needed$61,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Rosa, AL

The median home value in Rosa, AL is $233,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.8% compared to a year ago and up 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Rosa are priced43% below average. Rosa is part of the Birmingham-Hoover, AL metro area.

City Comparison

Rosa vs. National Median

🏠 Rosa
$233,982
National Median
$410,000

At $233,982, homes in Rosa cost 43% below the national median of $410,000. This makes Rosa a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Rosa?

20% Down Payment
$46,796
on $233,982
Monthly P&I
$1,220/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,549/mo
incl. taxes & insurance
Income Needed
$61,960
gross annual (30% rule)
10% Down Option
$23,398
+ PMI applies
Loan Amount (20% dn)
$187,186
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Rosa, AL?
The median home value in Rosa is $233,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.8% year-over-year.
How much have home prices changed in Rosa?
Over the past year, home values in Rosa have increased by 2.8%.
How much do I need to earn to buy a home in Rosa?
To comfortably afford the median home price of $233,982 with a 20% down payment ($46,796) at today's rates (6.8%), you'd need a gross annual income of approximately $61,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Rosa compare to the national average home price?
The national median home value is approximately $410,000. At $233,982, homes in Rosa are 43% below the national average.
What metro area is Rosa part of?
Rosa is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.