Market Overview
Home Prices in Sardis City, AL
The median home value in Sardis City, AL is $253,311 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sardis City are priced38% below average. Sardis City is part of the Gadsden, AL metro area.
Over the past five years, Sardis City home values have risen by approximately45.6%, reflecting strong long-term appreciation in this market.
Price History
Sardis City Home Price Trend
City Comparison
Sardis City vs. National Median
At $253,311, homes in Sardis City cost 38% below the national median of $410,000. This makes Sardis City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sardis City?
20% Down Payment
$50,662
on $253,311
Monthly P&I
$1,321/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,678/mo
incl. taxes & insurance
Income Needed
$67,120
gross annual (30% rule)
10% Down Option
$25,331
+ PMI applies
Loan Amount (20% dn)
$202,649
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sardis City, AL?
The median home value in Sardis City is $253,311 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Sardis City?
Over the past year, home values in Sardis City have increased by 6.1%. Over five years, prices have risen approximately 45.6%.
How much do I need to earn to buy a home in Sardis City?
To comfortably afford the median home price of $253,311 with a 20% down payment ($50,662) at today's rates (6.8%), you'd need a gross annual income of approximately $67,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Sardis City compare to the national average home price?
The national median home value is approximately $410,000. At $253,311, homes in Sardis City are 38% below the national average.
What metro area is Sardis City part of?
Sardis City is part of the Gadsden, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.