Market Overview
Home Prices in Semmes, AL
The median home value in Semmes, AL is $242,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Semmes are priced41% below average. Semmes is part of the Mobile, AL metro area.
Over the past five years, Semmes home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Semmes Home Price Trend
City Comparison
Semmes vs. National Median
At $242,260, homes in Semmes cost 41% below the national median of $410,000. This makes Semmes a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Semmes?
20% Down Payment
$48,452
on $242,260
Monthly P&I
$1,263/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,604/mo
incl. taxes & insurance
Income Needed
$64,160
gross annual (30% rule)
10% Down Option
$24,226
+ PMI applies
Loan Amount (20% dn)
$193,808
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Semmes, AL?
The median home value in Semmes is $242,260 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Semmes?
Over the past year, home values in Semmes have decreased by 0.2%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Semmes?
To comfortably afford the median home price of $242,260 with a 20% down payment ($48,452) at today's rates (6.8%), you'd need a gross annual income of approximately $64,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Semmes compare to the national average home price?
The national median home value is approximately $410,000. At $242,260, homes in Semmes are 41% below the national average.
What metro area is Semmes part of?
Semmes is part of the Mobile, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.