📍 Silverhill, AL · Zillow ZHVI · July 2026

Average Home Price in
Silverhill, AL

Daphne-Fairhope-Foley, AL metro area · Baldwin County County

Median Home Value
$294,521
↑ 0.2% year-over-year
vs. National Median
$410,000
Silverhill is 28% below
Est. Monthly Payment
$1,536/mo
20% down · 6.8% rate
Income Needed
$78K
gross annual (30% rule)
Median Home Value
$294,521
↑ 0.2% year-over-year

Down Payment (20%)$58,904
Monthly P&I$1,536/mo
With Taxes & Ins.~$1,951/mo
Income Needed$78,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Silverhill, AL

The median home value in Silverhill, AL is $294,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 1.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Silverhill are priced28% below average. Silverhill is part of the Daphne-Fairhope-Foley, AL metro area.

Over the past five years, Silverhill home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.

City Comparison

Silverhill vs. National Median

🏠 Silverhill
$294,521
National Median
$410,000

At $294,521, homes in Silverhill cost 28% below the national median of $410,000. This makes Silverhill a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Silverhill?

20% Down Payment
$58,904
on $294,521
Monthly P&I
$1,536/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,951/mo
incl. taxes & insurance
Income Needed
$78,040
gross annual (30% rule)
10% Down Option
$29,452
+ PMI applies
Loan Amount (20% dn)
$235,617
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Silverhill, AL?
The median home value in Silverhill is $294,521 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Silverhill?
Over the past year, home values in Silverhill have increased by 0.2%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Silverhill?
To comfortably afford the median home price of $294,521 with a 20% down payment ($58,904) at today's rates (6.8%), you'd need a gross annual income of approximately $78,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Silverhill compare to the national average home price?
The national median home value is approximately $410,000. At $294,521, homes in Silverhill are 28% below the national average.
What metro area is Silverhill part of?
Silverhill is part of the Daphne-Fairhope-Foley, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.