Market Overview
Home Prices in Summerdale, AL
The median home value in Summerdale, AL is $290,309 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Summerdale are priced29% below average. Summerdale is part of the Daphne-Fairhope-Foley, AL metro area.
Over the past five years, Summerdale home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Summerdale Home Price Trend
City Comparison
Summerdale vs. National Median
At $290,309, homes in Summerdale cost 29% below the national median of $410,000. This makes Summerdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Summerdale?
20% Down Payment
$58,062
on $290,309
Monthly P&I
$1,514/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,923/mo
incl. taxes & insurance
Income Needed
$76,920
gross annual (30% rule)
10% Down Option
$29,031
+ PMI applies
Loan Amount (20% dn)
$232,247
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Summerdale, AL?
The median home value in Summerdale is $290,309 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Summerdale?
Over the past year, home values in Summerdale have decreased by 0.8%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Summerdale?
To comfortably afford the median home price of $290,309 with a 20% down payment ($58,062) at today's rates (6.8%), you'd need a gross annual income of approximately $76,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Summerdale compare to the national average home price?
The national median home value is approximately $410,000. At $290,309, homes in Summerdale are 29% below the national average.
What metro area is Summerdale part of?
Summerdale is part of the Daphne-Fairhope-Foley, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.