Market Overview
Home Prices in Town Creek, AL
The median home value in Town Creek, AL is $229,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Town Creek are priced44% below average. Town Creek is part of the Decatur, AL metro area.
Over the past five years, Town Creek home values have risen by approximately23.9%, reflecting strong long-term appreciation in this market.
Price History
Town Creek Home Price Trend
City Comparison
Town Creek vs. National Median
At $229,564, homes in Town Creek cost 44% below the national median of $410,000. This makes Town Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Town Creek?
20% Down Payment
$45,913
on $229,564
Monthly P&I
$1,197/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,520/mo
incl. taxes & insurance
Income Needed
$60,800
gross annual (30% rule)
10% Down Option
$22,956
+ PMI applies
Loan Amount (20% dn)
$183,651
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Town Creek, AL?
The median home value in Town Creek is $229,564 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Town Creek?
Over the past year, home values in Town Creek have increased by 4.2%. Over five years, prices have risen approximately 23.9%.
How much do I need to earn to buy a home in Town Creek?
To comfortably afford the median home price of $229,564 with a 20% down payment ($45,913) at today's rates (6.8%), you'd need a gross annual income of approximately $60,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Town Creek compare to the national average home price?
The national median home value is approximately $410,000. At $229,564, homes in Town Creek are 44% below the national average.
What metro area is Town Creek part of?
Town Creek is part of the Decatur, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.