📍 Trafford, AL · Zillow ZHVI · July 2026

Average Home Price in
Trafford, AL

Birmingham-Hoover, AL metro area · Jefferson County County

Median Home Value
$88,885
↓ 1.9% year-over-year
vs. National Median
$410,000
Trafford is 78% below
Est. Monthly Payment
$464/mo
20% down · 6.8% rate
Income Needed
$24K
gross annual (30% rule)
Median Home Value
$88,885
↓ 1.9% year-over-year

Down Payment (20%)$17,777
Monthly P&I$464/mo
With Taxes & Ins.~$589/mo
Income Needed$23,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Trafford, AL

The median home value in Trafford, AL is $88,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and down 9.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Trafford are priced78% below average. Trafford is part of the Birmingham-Hoover, AL metro area.

Over the past five years, Trafford home values have fallen by approximately0.1%, reflecting softening conditions in this market.

City Comparison

Trafford vs. National Median

🏠 Trafford
$88,885
National Median
$410,000

At $88,885, homes in Trafford cost 78% below the national median of $410,000. This makes Trafford a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Trafford?

20% Down Payment
$17,777
on $88,885
Monthly P&I
$464/mo
30-yr @ 6.8%
Total Monthly Est.
~$589/mo
incl. taxes & insurance
Income Needed
$23,560
gross annual (30% rule)
10% Down Option
$8,889
+ PMI applies
Loan Amount (20% dn)
$71,108
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Trafford, AL?
The median home value in Trafford is $88,885 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Trafford?
Over the past year, home values in Trafford have decreased by 1.9%. Over five years, prices have fallen approximately 0.1%.
How much do I need to earn to buy a home in Trafford?
To comfortably afford the median home price of $88,885 with a 20% down payment ($17,777) at today's rates (6.8%), you'd need a gross annual income of approximately $23,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Trafford compare to the national average home price?
The national median home value is approximately $410,000. At $88,885, homes in Trafford are 78% below the national average.
What metro area is Trafford part of?
Trafford is part of the Birmingham-Hoover, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.