Market Overview
Home Prices in Tuscumbia, AL
The median home value in Tuscumbia, AL is $202,008 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tuscumbia are priced51% below average. Tuscumbia is part of the Florence-Muscle Shoals, AL metro area.
Over the past five years, Tuscumbia home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Tuscumbia Home Price Trend
City Comparison
Tuscumbia vs. National Median
At $202,008, homes in Tuscumbia cost 51% below the national median of $410,000. This makes Tuscumbia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tuscumbia?
20% Down Payment
$40,402
on $202,008
Monthly P&I
$1,054/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,339/mo
incl. taxes & insurance
Income Needed
$53,560
gross annual (30% rule)
10% Down Option
$20,201
+ PMI applies
Loan Amount (20% dn)
$161,606
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tuscumbia, AL?
The median home value in Tuscumbia is $202,008 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Tuscumbia?
Over the past year, home values in Tuscumbia have increased by 1.2%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Tuscumbia?
To comfortably afford the median home price of $202,008 with a 20% down payment ($40,402) at today's rates (6.8%), you'd need a gross annual income of approximately $53,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Tuscumbia compare to the national average home price?
The national median home value is approximately $410,000. At $202,008, homes in Tuscumbia are 51% below the national average.
What metro area is Tuscumbia part of?
Tuscumbia is part of the Florence-Muscle Shoals, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.