📍 Union Springs, AL · Zillow ZHVI · July 2026

Average Home Price in
Union Springs, AL

Bullock County County

Median Home Value
$123,769
↓ 0.5% year-over-year
vs. National Median
$410,000
Union Springs is 70% below
Est. Monthly Payment
$646/mo
20% down · 6.8% rate
Income Needed
$33K
gross annual (30% rule)
Median Home Value
$123,769
↓ 0.5% year-over-year

Down Payment (20%)$24,754
Monthly P&I$646/mo
With Taxes & Ins.~$820/mo
Income Needed$32,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Union Springs, AL

The median home value in Union Springs, AL is $123,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.5% compared to a year ago and down 6.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Union Springs are priced70% below average.

Over the past five years, Union Springs home values have risen by approximately5.8%, reflecting steady appreciation in this market.

City Comparison

Union Springs vs. National Median

🏠 Union Springs
$123,769
National Median
$410,000

At $123,769, homes in Union Springs cost 70% below the national median of $410,000. This makes Union Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Union Springs?

20% Down Payment
$24,754
on $123,769
Monthly P&I
$646/mo
30-yr @ 6.8%
Total Monthly Est.
~$820/mo
incl. taxes & insurance
Income Needed
$32,800
gross annual (30% rule)
10% Down Option
$12,377
+ PMI applies
Loan Amount (20% dn)
$99,015
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Union Springs, AL?
The median home value in Union Springs is $123,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.5% year-over-year.
How much have home prices changed in Union Springs?
Over the past year, home values in Union Springs have decreased by 0.5%. Over five years, prices have risen approximately 5.8%.
How much do I need to earn to buy a home in Union Springs?
To comfortably afford the median home price of $123,769 with a 20% down payment ($24,754) at today's rates (6.8%), you'd need a gross annual income of approximately $32,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Springs compare to the national average home price?
The national median home value is approximately $410,000. At $123,769, homes in Union Springs are 70% below the national average.