Market Overview
Home Prices in Whatley, AL
The median home value in Whatley, AL is $122,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.6% compared to a year ago and down 13.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whatley are priced70% below average.
Over the past five years, Whatley home values have fallen by approximately30.6%, reflecting softening conditions in this market.
Price History
Whatley Home Price Trend
2021
$176,969
$177K
—
2022
$177,274
$177K
+0.2%
2023
$178,765
$179K
+0.8%
2024
$155,507
$156K
-13.0%
2025
$134,372
$134K
-13.6%
2026
$122,840
$123K
-8.6%
City Comparison
Whatley vs. National Median
🏠 Whatley
$122,840
National Median
$410,000
At $122,840, homes in Whatley cost 70% below the national median of $410,000. This makes Whatley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Whatley?
20% Down Payment
$24,568
on $122,840
Monthly P&I
$641/mo
30-yr @ 6.8%
Total Monthly Est.
~$814/mo
incl. taxes & insurance
Income Needed
$32,560
gross annual (30% rule)
10% Down Option
$12,284
+ PMI applies
Loan Amount (20% dn)
$98,272
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whatley, AL?
The median home value in Whatley is $122,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.6% year-over-year.
How much have home prices changed in Whatley?
Over the past year, home values in Whatley have decreased by 8.6%. Over five years, prices have fallen approximately 30.6%.
How much do I need to earn to buy a home in Whatley?
To comfortably afford the median home price of $122,840 with a 20% down payment ($24,568) at today's rates (6.8%), you'd need a gross annual income of approximately $32,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Whatley compare to the national average home price?
The national median home value is approximately $410,000. At $122,840, homes in Whatley are 70% below the national average.