Market Overview
Home Prices in Bull Shoals, AR
The median home value in Bull Shoals, AR is $213,816 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bull Shoals are priced48% below average.
Over the past five years, Bull Shoals home values have risen by approximately31.1%, reflecting strong long-term appreciation in this market.
Price History
Bull Shoals Home Price Trend
2020
$144,364
$144K
—
2021
$163,143
$163K
+13.0%
2022
$193,076
$193K
+18.3%
2023
$208,345
$208K
+7.9%
2024
$213,967
$214K
+2.7%
2025
$214,626
$215K
+0.3%
2026
$213,816
$214K
-0.4%
City Comparison
Bull Shoals vs. National Median
🏠 Bull Shoals
$213,816
National Median
$410,000
At $213,816, homes in Bull Shoals cost 48% below the national median of $410,000. This makes Bull Shoals a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bull Shoals?
20% Down Payment
$42,763
on $213,816
Monthly P&I
$1,115/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,416/mo
incl. taxes & insurance
Income Needed
$56,640
gross annual (30% rule)
10% Down Option
$21,382
+ PMI applies
Loan Amount (20% dn)
$171,053
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bull Shoals, AR?
The median home value in Bull Shoals is $213,816 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Bull Shoals?
Over the past year, home values in Bull Shoals have decreased by 0.4%. Over five years, prices have risen approximately 31.1%.
How much do I need to earn to buy a home in Bull Shoals?
To comfortably afford the median home price of $213,816 with a 20% down payment ($42,763) at today's rates (6.8%), you'd need a gross annual income of approximately $56,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Bull Shoals compare to the national average home price?
The national median home value is approximately $410,000. At $213,816, homes in Bull Shoals are 48% below the national average.