Market Overview
Home Prices in Eureka Springs, AR
The median home value in Eureka Springs, AR is $317,743 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Eureka Springs are priced23% below average.
Over the past five years, Eureka Springs home values have risen by approximately24.1%, reflecting strong long-term appreciation in this market.
Price History
Eureka Springs Home Price Trend
2020
$207,101
$207K
—
2021
$256,007
$256K
+23.6%
2022
$304,042
$304K
+18.8%
2023
$296,601
$297K
-2.4%
2024
$308,353
$308K
+4.0%
2025
$312,108
$312K
+1.2%
2026
$317,743
$318K
+1.8%
City Comparison
Eureka Springs vs. National Median
🏠 Eureka Springs
$317,743
National Median
$410,000
At $317,743, homes in Eureka Springs cost 23% below the national median of $410,000. This makes Eureka Springs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Eureka Springs?
20% Down Payment
$63,549
on $317,743
Monthly P&I
$1,657/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,104/mo
incl. taxes & insurance
Income Needed
$84,160
gross annual (30% rule)
10% Down Option
$31,774
+ PMI applies
Loan Amount (20% dn)
$254,194
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Eureka Springs, AR?
The median home value in Eureka Springs is $317,743 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Eureka Springs?
Over the past year, home values in Eureka Springs have increased by 1.8%. Over five years, prices have risen approximately 24.1%.
How much do I need to earn to buy a home in Eureka Springs?
To comfortably afford the median home price of $317,743 with a 20% down payment ($63,549) at today's rates (6.8%), you'd need a gross annual income of approximately $84,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Eureka Springs compare to the national average home price?
The national median home value is approximately $410,000. At $317,743, homes in Eureka Springs are 23% below the national average.