📍 Grady, AR · Zillow ZHVI · July 2026

Average Home Price in
Grady, AR

Pine Bluff, AR metro area · Lincoln County County

Median Home Value
$77,758
↓ 0.3% year-over-year
vs. National Median
$410,000
Grady is 81% below
Est. Monthly Payment
$406/mo
20% down · 6.8% rate
Income Needed
$21K
gross annual (30% rule)
Median Home Value
$77,758
↓ 0.3% year-over-year

Down Payment (20%)$15,552
Monthly P&I$406/mo
With Taxes & Ins.~$516/mo
Income Needed$20,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Grady, AR

The median home value in Grady, AR is $77,758 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.3% compared to a year ago and down 12% from two years prior.

Compared to the U.S. national median of $410,000, homes in Grady are priced81% below average. Grady is part of the Pine Bluff, AR metro area.

Over the past five years, Grady home values have fallen by approximately22.4%, reflecting softening conditions in this market.

City Comparison

Grady vs. National Median

🏠 Grady
$77,758
National Median
$410,000

At $77,758, homes in Grady cost 81% below the national median of $410,000. This makes Grady a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Grady?

20% Down Payment
$15,552
on $77,758
Monthly P&I
$406/mo
30-yr @ 6.8%
Total Monthly Est.
~$516/mo
incl. taxes & insurance
Income Needed
$20,640
gross annual (30% rule)
10% Down Option
$7,776
+ PMI applies
Loan Amount (20% dn)
$62,206
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Grady, AR?
The median home value in Grady is $77,758 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.3% year-over-year.
How much have home prices changed in Grady?
Over the past year, home values in Grady have decreased by 0.3%. Over five years, prices have fallen approximately 22.4%.
How much do I need to earn to buy a home in Grady?
To comfortably afford the median home price of $77,758 with a 20% down payment ($15,552) at today's rates (6.8%), you'd need a gross annual income of approximately $20,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Grady compare to the national average home price?
The national median home value is approximately $410,000. At $77,758, homes in Grady are 81% below the national average.
What metro area is Grady part of?
Grady is part of the Pine Bluff, AR metropolitan area. Home prices and market conditions can vary across the broader metro region.