Market Overview
Home Prices in Horseshoe Lake, AR
The median home value in Horseshoe Lake, AR is $138,085 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and down 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Horseshoe Lake are priced66% below average. Horseshoe Lake is part of the Memphis, TN-MS-AR metro area.
Over the past five years, Horseshoe Lake home values have fallen by approximately0.8%, reflecting softening conditions in this market.
Price History
Horseshoe Lake Home Price Trend
City Comparison
Horseshoe Lake vs. National Median
At $138,085, homes in Horseshoe Lake cost 66% below the national median of $410,000. This makes Horseshoe Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Horseshoe Lake?
20% Down Payment
$27,617
on $138,085
Monthly P&I
$720/mo
30-yr @ 6.8%
Total Monthly Est.
~$914/mo
incl. taxes & insurance
Income Needed
$36,560
gross annual (30% rule)
10% Down Option
$13,809
+ PMI applies
Loan Amount (20% dn)
$110,468
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Horseshoe Lake, AR?
The median home value in Horseshoe Lake is $138,085 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Horseshoe Lake?
Over the past year, home values in Horseshoe Lake have increased by 8.2%. Over five years, prices have fallen approximately 0.8%.
How much do I need to earn to buy a home in Horseshoe Lake?
To comfortably afford the median home price of $138,085 with a 20% down payment ($27,617) at today's rates (6.8%), you'd need a gross annual income of approximately $36,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Horseshoe Lake compare to the national average home price?
The national median home value is approximately $410,000. At $138,085, homes in Horseshoe Lake are 66% below the national average.
What metro area is Horseshoe Lake part of?
Horseshoe Lake is part of the Memphis, TN-MS-AR metropolitan area. Home prices and market conditions can vary across the broader metro region.