📍 Mountain Pine, AR · Zillow ZHVI · July 2026

Average Home Price in
Mountain Pine, AR

Hot Springs, AR metro area · Garland County County

Median Home Value
$123,368
↓ 1.7% year-over-year
vs. National Median
$410,000
Mountain Pine is 70% below
Est. Monthly Payment
$643/mo
20% down · 6.8% rate
Income Needed
$33K
gross annual (30% rule)
Median Home Value
$123,368
↓ 1.7% year-over-year

Down Payment (20%)$24,674
Monthly P&I$643/mo
With Taxes & Ins.~$817/mo
Income Needed$32,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mountain Pine, AR

The median home value in Mountain Pine, AR is $123,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 0.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mountain Pine are priced70% below average. Mountain Pine is part of the Hot Springs, AR metro area.

Over the past five years, Mountain Pine home values have risen by approximately12.9%, reflecting steady appreciation in this market.

City Comparison

Mountain Pine vs. National Median

🏠 Mountain Pine
$123,368
National Median
$410,000

At $123,368, homes in Mountain Pine cost 70% below the national median of $410,000. This makes Mountain Pine a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mountain Pine?

20% Down Payment
$24,674
on $123,368
Monthly P&I
$643/mo
30-yr @ 6.8%
Total Monthly Est.
~$817/mo
incl. taxes & insurance
Income Needed
$32,680
gross annual (30% rule)
10% Down Option
$12,337
+ PMI applies
Loan Amount (20% dn)
$98,694
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mountain Pine, AR?
The median home value in Mountain Pine is $123,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Mountain Pine?
Over the past year, home values in Mountain Pine have decreased by 1.7%. Over five years, prices have risen approximately 12.9%.
How much do I need to earn to buy a home in Mountain Pine?
To comfortably afford the median home price of $123,368 with a 20% down payment ($24,674) at today's rates (6.8%), you'd need a gross annual income of approximately $32,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Mountain Pine compare to the national average home price?
The national median home value is approximately $410,000. At $123,368, homes in Mountain Pine are 70% below the national average.
What metro area is Mountain Pine part of?
Mountain Pine is part of the Hot Springs, AR metropolitan area. Home prices and market conditions can vary across the broader metro region.