Market Overview
Home Prices in Pearcy, AR
The median home value in Pearcy, AR is $275,122 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Pearcy are priced33% below average. Pearcy is part of the Hot Springs, AR metro area.
Over the past five years, Pearcy home values have risen by approximately33.6%, reflecting strong long-term appreciation in this market.
Price History
Pearcy Home Price Trend
City Comparison
Pearcy vs. National Median
At $275,122, homes in Pearcy cost 33% below the national median of $410,000. This makes Pearcy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Pearcy?
20% Down Payment
$55,024
on $275,122
Monthly P&I
$1,435/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,822/mo
incl. taxes & insurance
Income Needed
$72,880
gross annual (30% rule)
10% Down Option
$27,512
+ PMI applies
Loan Amount (20% dn)
$220,098
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Pearcy, AR?
The median home value in Pearcy is $275,122 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Pearcy?
Over the past year, home values in Pearcy have increased by 1.9%. Over five years, prices have risen approximately 33.6%.
How much do I need to earn to buy a home in Pearcy?
To comfortably afford the median home price of $275,122 with a 20% down payment ($55,024) at today's rates (6.8%), you'd need a gross annual income of approximately $72,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Pearcy compare to the national average home price?
The national median home value is approximately $410,000. At $275,122, homes in Pearcy are 33% below the national average.
What metro area is Pearcy part of?
Pearcy is part of the Hot Springs, AR metropolitan area. Home prices and market conditions can vary across the broader metro region.