Market Overview
Home Prices in Rector, AR
The median home value in Rector, AR is $138,023 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 11.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rector are priced66% below average. Rector is part of the Paragould, AR metro area.
Over the past five years, Rector home values have risen by approximately61.4%, reflecting strong long-term appreciation in this market.
Price History
Rector Home Price Trend
City Comparison
Rector vs. National Median
At $138,023, homes in Rector cost 66% below the national median of $410,000. This makes Rector a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rector?
20% Down Payment
$27,605
on $138,023
Monthly P&I
$720/mo
30-yr @ 6.8%
Total Monthly Est.
~$914/mo
incl. taxes & insurance
Income Needed
$36,560
gross annual (30% rule)
10% Down Option
$13,802
+ PMI applies
Loan Amount (20% dn)
$110,418
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rector, AR?
The median home value in Rector is $138,023 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Rector?
Over the past year, home values in Rector have increased by 6%. Over five years, prices have risen approximately 61.4%.
How much do I need to earn to buy a home in Rector?
To comfortably afford the median home price of $138,023 with a 20% down payment ($27,605) at today's rates (6.8%), you'd need a gross annual income of approximately $36,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Rector compare to the national average home price?
The national median home value is approximately $410,000. At $138,023, homes in Rector are 66% below the national average.
What metro area is Rector part of?
Rector is part of the Paragould, AR metropolitan area. Home prices and market conditions can vary across the broader metro region.