Market Overview
Home Prices in Rudy, AR
The median home value in Rudy, AR is $276,089 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 6.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rudy are priced33% below average. Rudy is part of the Fort Smith, AR-OK metro area.
Over the past five years, Rudy home values have risen by approximately50.1%, reflecting strong long-term appreciation in this market.
Price History
Rudy Home Price Trend
2020
$164,761
$165K
—
2021
$183,890
$184K
+11.6%
2022
$222,637
$223K
+21.1%
2023
$216,875
$217K
-2.6%
2024
$233,464
$233K
+7.6%
2025
$249,570
$250K
+6.9%
2026
$276,089
$276K
+10.6%
City Comparison
Rudy vs. National Median
🏠 Rudy
$276,089
National Median
$410,000
At $276,089, homes in Rudy cost 33% below the national median of $410,000. This makes Rudy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rudy?
20% Down Payment
$55,218
on $276,089
Monthly P&I
$1,440/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,829/mo
incl. taxes & insurance
Income Needed
$73,160
gross annual (30% rule)
10% Down Option
$27,609
+ PMI applies
Loan Amount (20% dn)
$220,871
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rudy, AR?
The median home value in Rudy is $276,089 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Rudy?
Over the past year, home values in Rudy have increased by 10.6%. Over five years, prices have risen approximately 50.1%.
How much do I need to earn to buy a home in Rudy?
To comfortably afford the median home price of $276,089 with a 20% down payment ($55,218) at today's rates (6.8%), you'd need a gross annual income of approximately $73,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Rudy compare to the national average home price?
The national median home value is approximately $410,000. At $276,089, homes in Rudy are 33% below the national average.
What metro area is Rudy part of?
Rudy is part of the Fort Smith, AR-OK metropolitan area. Home prices and market conditions can vary across the broader metro region.