📍 Gilbert, AZ · Zillow ZHVI · July 2026

Average Home Price in
Gilbert, AZ

Phoenix-Mesa-Chandler, AZ metro area · Maricopa County County

Median Home Value
$572,453
↓ 0.8% year-over-year
vs. National Median
$410,000
Gilbert is 40% above
Est. Monthly Payment
$2,986/mo
20% down · 6.8% rate
Income Needed
$152K
gross annual (30% rule)
Median Home Value
$572,453
↓ 0.8% year-over-year

Down Payment (20%)$114,491
Monthly P&I$2,986/mo
With Taxes & Ins.~$3,792/mo
Income Needed$151,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Gilbert, AZ

The median home value in Gilbert, AZ is $572,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Gilbert are priced40% above average. Gilbert is part of the Phoenix-Mesa-Chandler, AZ metro area.

Over the past five years, Gilbert home values have risen by approximately17.8%, reflecting steady appreciation in this market.

City Comparison

Gilbert vs. National Median

🏠 Gilbert
$572,453
National Median
$410,000

At $572,453, homes in Gilbert cost 40% above the national median of $410,000. Buyers in Gilbert should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Gilbert?

20% Down Payment
$114,491
on $572,453
Monthly P&I
$2,986/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,792/mo
incl. taxes & insurance
Income Needed
$151,680
gross annual (30% rule)
10% Down Option
$57,245
+ PMI applies
Loan Amount (20% dn)
$457,962
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Gilbert, AZ?
The median home value in Gilbert is $572,453 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Gilbert?
Over the past year, home values in Gilbert have decreased by 0.8%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Gilbert?
To comfortably afford the median home price of $572,453 with a 20% down payment ($114,491) at today's rates (6.8%), you'd need a gross annual income of approximately $151,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Gilbert compare to the national average home price?
The national median home value is approximately $410,000. At $572,453, homes in Gilbert are 40% above the national average.
What metro area is Gilbert part of?
Gilbert is part of the Phoenix-Mesa-Chandler, AZ metropolitan area. Home prices and market conditions can vary across the broader metro region.