Market Overview
Home Prices in San Diego, CA
The median home value in San Diego, CA is $1,002,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Diego are priced144% above average. San Diego is part of the San Diego-Chula Vista-Carlsbad, CA metro area.
Over the past five years, San Diego home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
San Diego Home Price Trend
City Comparison
San Diego vs. National Median
At $1,002,065, homes in San Diego cost 144% above the national median of $410,000. Buyers in San Diego should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Diego?
20% Down Payment
$200,413
on $1,002,065
Monthly P&I
$5,226/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,637/mo
incl. taxes & insurance
Income Needed
$265,480
gross annual (30% rule)
10% Down Option
$100,207
+ PMI applies
Loan Amount (20% dn)
$801,652
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Diego, CA?
The median home value in San Diego is $1,002,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in San Diego?
Over the past year, home values in San Diego have decreased by 1.7%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in San Diego?
To comfortably afford the median home price of $1,002,065 with a 20% down payment ($200,413) at today's rates (6.8%), you'd need a gross annual income of approximately $265,480. This assumes keeping total housing costs at or below 30% of gross income.
How does San Diego compare to the national average home price?
The national median home value is approximately $410,000. At $1,002,065, homes in San Diego are 144% above the national average.
What metro area is San Diego part of?
San Diego is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.