Market Overview
Home Prices in San Francisco, CA
The median home value in San Francisco, CA is $1,395,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.5% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in San Francisco are priced240% above average. San Francisco is part of the San Francisco-Oakland-Berkeley, CA metro area.
Over the past five years, San Francisco home values have risen by approximately0.5%, reflecting modest growth in this market.
Price History
San Francisco Home Price Trend
City Comparison
San Francisco vs. National Median
At $1,395,852, homes in San Francisco cost 240% above the national median of $410,000. Buyers in San Francisco should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in San Francisco?
20% Down Payment
$279,170
on $1,395,852
Monthly P&I
$7,280/mo
30-yr @ 6.8%
Total Monthly Est.
~$9,246/mo
incl. taxes & insurance
Income Needed
$369,840
gross annual (30% rule)
10% Down Option
$139,585
+ PMI applies
Loan Amount (20% dn)
$1,116,682
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in San Francisco, CA?
The median home value in San Francisco is $1,395,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.5% year-over-year.
How much have home prices changed in San Francisco?
Over the past year, home values in San Francisco have increased by 9.5%. Over five years, prices have risen approximately 0.5%.
How much do I need to earn to buy a home in San Francisco?
To comfortably afford the median home price of $1,395,852 with a 20% down payment ($279,170) at today's rates (6.8%), you'd need a gross annual income of approximately $369,840. This assumes keeping total housing costs at or below 30% of gross income.
How does San Francisco compare to the national average home price?
The national median home value is approximately $410,000. At $1,395,852, homes in San Francisco are 240% above the national average.
What metro area is San Francisco part of?
San Francisco is part of the San Francisco-Oakland-Berkeley, CA metropolitan area. Home prices and market conditions can vary across the broader metro region.