Market Overview
Home Prices in Fort Collins, CO
The median home value in Fort Collins, CO is $569,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Collins are priced39% above average. Fort Collins is part of the Fort Collins, CO metro area.
Over the past five years, Fort Collins home values have risen by approximately14.0%, reflecting steady appreciation in this market.
Price History
Fort Collins Home Price Trend
City Comparison
Fort Collins vs. National Median
At $569,102, homes in Fort Collins cost 39% above the national median of $410,000. Buyers in Fort Collins should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fort Collins?
20% Down Payment
$113,820
on $569,102
Monthly P&I
$2,968/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,769/mo
incl. taxes & insurance
Income Needed
$150,760
gross annual (30% rule)
10% Down Option
$56,910
+ PMI applies
Loan Amount (20% dn)
$455,282
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Collins, CO?
The median home value in Fort Collins is $569,102 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Fort Collins?
Over the past year, home values in Fort Collins have decreased by 1%. Over five years, prices have risen approximately 14.0%.
How much do I need to earn to buy a home in Fort Collins?
To comfortably afford the median home price of $569,102 with a 20% down payment ($113,820) at today's rates (6.8%), you'd need a gross annual income of approximately $150,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Collins compare to the national average home price?
The national median home value is approximately $410,000. At $569,102, homes in Fort Collins are 39% above the national average.
What metro area is Fort Collins part of?
Fort Collins is part of the Fort Collins, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.