Market Overview
Home Prices in Delaware City, DE
The median home value in Delaware City, DE is $300,232 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.4% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Delaware City are priced27% below average. Delaware City is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Delaware City home values have risen by approximately25.5%, reflecting strong long-term appreciation in this market.
Price History
Delaware City Home Price Trend
City Comparison
Delaware City vs. National Median
At $300,232, homes in Delaware City cost 27% below the national median of $410,000. This makes Delaware City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Delaware City?
20% Down Payment
$60,046
on $300,232
Monthly P&I
$1,566/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,989/mo
incl. taxes & insurance
Income Needed
$79,560
gross annual (30% rule)
10% Down Option
$30,023
+ PMI applies
Loan Amount (20% dn)
$240,186
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Delaware City, DE?
The median home value in Delaware City is $300,232 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.4% year-over-year.
How much have home prices changed in Delaware City?
Over the past year, home values in Delaware City have increased by 1.4%. Over five years, prices have risen approximately 25.5%.
How much do I need to earn to buy a home in Delaware City?
To comfortably afford the median home price of $300,232 with a 20% down payment ($60,046) at today's rates (6.8%), you'd need a gross annual income of approximately $79,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Delaware City compare to the national average home price?
The national median home value is approximately $410,000. At $300,232, homes in Delaware City are 27% below the national average.
What metro area is Delaware City part of?
Delaware City is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.