Market Overview
Home Prices in Naples, FL
The median home value in Naples, FL is $548,905 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.7% compared to a year ago and down 7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Naples are priced34% above average. Naples is part of the Naples-Marco Island, FL metro area.
Over the past five years, Naples home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Naples Home Price Trend
City Comparison
Naples vs. National Median
At $548,905, homes in Naples cost 34% above the national median of $410,000. Buyers in Naples should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Naples?
20% Down Payment
$109,781
on $548,905
Monthly P&I
$2,863/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,636/mo
incl. taxes & insurance
Income Needed
$145,440
gross annual (30% rule)
10% Down Option
$54,891
+ PMI applies
Loan Amount (20% dn)
$439,124
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Naples, FL?
The median home value in Naples is $548,905 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.7% year-over-year.
How much have home prices changed in Naples?
Over the past year, home values in Naples have decreased by 4.7%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Naples?
To comfortably afford the median home price of $548,905 with a 20% down payment ($109,781) at today's rates (6.8%), you'd need a gross annual income of approximately $145,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Naples compare to the national average home price?
The national median home value is approximately $410,000. At $548,905, homes in Naples are 34% above the national average.
What metro area is Naples part of?
Naples is part of the Naples-Marco Island, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.