Market Overview
Home Prices in Tampa, FL
The median home value in Tampa, FL is $380,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tampa are priced7% below average. Tampa is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Tampa home values have risen by approximately25.1%, reflecting strong long-term appreciation in this market.
Price History
Tampa Home Price Trend
City Comparison
Tampa vs. National Median
At $380,283, homes in Tampa cost 7% below the national median of $410,000. This makes Tampa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tampa?
20% Down Payment
$76,057
on $380,283
Monthly P&I
$1,983/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,518/mo
incl. taxes & insurance
Income Needed
$100,720
gross annual (30% rule)
10% Down Option
$38,028
+ PMI applies
Loan Amount (20% dn)
$304,226
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tampa, FL?
The median home value in Tampa is $380,283 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Tampa?
Over the past year, home values in Tampa have decreased by 2.1%. Over five years, prices have risen approximately 25.1%.
How much do I need to earn to buy a home in Tampa?
To comfortably afford the median home price of $380,283 with a 20% down payment ($76,057) at today's rates (6.8%), you'd need a gross annual income of approximately $100,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Tampa compare to the national average home price?
The national median home value is approximately $410,000. At $380,283, homes in Tampa are 7% below the national average.
What metro area is Tampa part of?
Tampa is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.