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📍 Ailey, GA · Zillow ZHVI · July 2026

Average Home Price in
Ailey, GA

Vidalia, GA metro area · Montgomery County County

Median Home Value
$145,820
↑ 0.3% year-over-year
vs. National Median
$410,000
Ailey is 64% below
Est. Monthly Payment
$761/mo
20% down · 6.8% rate
Income Needed
$39K
gross annual (30% rule)
Median Home Value
$145,820
↑ 0.3% year-over-year
Down Payment (20%)$29,164
Monthly P&I$761/mo
With Taxes & Ins.~$966/mo
Income Needed$38,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ailey, GA

The median home value in Ailey, GA is $145,820 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 7.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ailey are priced64% below average. Ailey is part of the Vidalia, GA metro area.

City Comparison

Ailey vs. National Median

🏠 Ailey
$145,820
National Median
$410,000

At $145,820, homes in Ailey cost 64% below the national median of $410,000. This makes Ailey a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ailey?

20% Down Payment
$29,164
on $145,820
Monthly P&I
$761/mo
30-yr @ 6.8%
Total Monthly Est.
~$966/mo
incl. taxes & insurance
Income Needed
$38,640
gross annual (30% rule)
10% Down Option
$14,582
+ PMI applies
Loan Amount (20% dn)
$116,656
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ailey, GA?
The median home value in Ailey is $145,820 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Ailey?
Over the past year, home values in Ailey have increased by 0.3%.
How much do I need to earn to buy a home in Ailey?
To comfortably afford the median home price of $145,820 with a 20% down payment ($29,164) at today's rates (6.8%), you'd need a gross annual income of approximately $38,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Ailey compare to the national average home price?
The national median home value is approximately $410,000. At $145,820, homes in Ailey are 64% below the national average.
What metro area is Ailey part of?
Ailey is part of the Vidalia, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.