📍 Cairo, GA · Zillow ZHVI · July 2026

Average Home Price in
Cairo, GA

Grady County County

Median Home Value
$183,221
↑ 4.9% year-over-year
vs. National Median
$410,000
Cairo is 55% below
Est. Monthly Payment
$956/mo
20% down · 6.8% rate
Income Needed
$49K
gross annual (30% rule)
Median Home Value
$183,221
↑ 4.9% year-over-year

Down Payment (20%)$36,644
Monthly P&I$956/mo
With Taxes & Ins.~$1,214/mo
Income Needed$48,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cairo, GA

The median home value in Cairo, GA is $183,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and down 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cairo are priced55% below average.

Over the past five years, Cairo home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.

City Comparison

Cairo vs. National Median

🏠 Cairo
$183,221
National Median
$410,000

At $183,221, homes in Cairo cost 55% below the national median of $410,000. This makes Cairo a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cairo?

20% Down Payment
$36,644
on $183,221
Monthly P&I
$956/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,214/mo
incl. taxes & insurance
Income Needed
$48,560
gross annual (30% rule)
10% Down Option
$18,322
+ PMI applies
Loan Amount (20% dn)
$146,577
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cairo, GA?
The median home value in Cairo is $183,221 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Cairo?
Over the past year, home values in Cairo have increased by 4.9%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Cairo?
To comfortably afford the median home price of $183,221 with a 20% down payment ($36,644) at today's rates (6.8%), you'd need a gross annual income of approximately $48,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Cairo compare to the national average home price?
The national median home value is approximately $410,000. At $183,221, homes in Cairo are 55% below the national average.