Market Overview
Home Prices in Carnesville, GA
The median home value in Carnesville, GA is $317,087 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.1% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carnesville are priced23% below average.
Over the past five years, Carnesville home values have risen by approximately36.8%, reflecting strong long-term appreciation in this market.
Price History
Carnesville Home Price Trend
2020
$183,235
$183K
—
2021
$231,801
$232K
+26.5%
2022
$277,178
$277K
+19.6%
2023
$282,378
$282K
+1.9%
2024
$303,665
$304K
+7.5%
2025
$307,435
$307K
+1.2%
2026
$317,087
$317K
+3.1%
City Comparison
Carnesville vs. National Median
🏠 Carnesville
$317,087
National Median
$410,000
At $317,087, homes in Carnesville cost 23% below the national median of $410,000. This makes Carnesville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carnesville?
20% Down Payment
$63,417
on $317,087
Monthly P&I
$1,654/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,101/mo
incl. taxes & insurance
Income Needed
$84,040
gross annual (30% rule)
10% Down Option
$31,709
+ PMI applies
Loan Amount (20% dn)
$253,670
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carnesville, GA?
The median home value in Carnesville is $317,087 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.1% year-over-year.
How much have home prices changed in Carnesville?
Over the past year, home values in Carnesville have increased by 3.1%. Over five years, prices have risen approximately 36.8%.
How much do I need to earn to buy a home in Carnesville?
To comfortably afford the median home price of $317,087 with a 20% down payment ($63,417) at today's rates (6.8%), you'd need a gross annual income of approximately $84,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Carnesville compare to the national average home price?
The national median home value is approximately $410,000. At $317,087, homes in Carnesville are 23% below the national average.