Market Overview
Home Prices in Cleveland, GA
The median home value in Cleveland, GA is $321,951 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cleveland are priced21% below average.
Over the past five years, Cleveland home values have risen by approximately37.9%, reflecting strong long-term appreciation in this market.
Price History
Cleveland Home Price Trend
2020
$187,319
$187K
—
2021
$233,529
$234K
+24.7%
2022
$288,902
$289K
+23.7%
2023
$283,465
$283K
-1.9%
2024
$306,185
$306K
+8.0%
2025
$312,651
$313K
+2.1%
2026
$321,951
$322K
+3.0%
City Comparison
Cleveland vs. National Median
🏠 Cleveland
$321,951
National Median
$410,000
At $321,951, homes in Cleveland cost 21% below the national median of $410,000. This makes Cleveland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cleveland?
20% Down Payment
$64,390
on $321,951
Monthly P&I
$1,679/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,132/mo
incl. taxes & insurance
Income Needed
$85,280
gross annual (30% rule)
10% Down Option
$32,195
+ PMI applies
Loan Amount (20% dn)
$257,561
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cleveland, GA?
The median home value in Cleveland is $321,951 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Cleveland?
Over the past year, home values in Cleveland have increased by 3%. Over five years, prices have risen approximately 37.9%.
How much do I need to earn to buy a home in Cleveland?
To comfortably afford the median home price of $321,951 with a 20% down payment ($64,390) at today's rates (6.8%), you'd need a gross annual income of approximately $85,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Cleveland compare to the national average home price?
The national median home value is approximately $410,000. At $321,951, homes in Cleveland are 21% below the national average.