📍 Clyo, GA · Zillow ZHVI · July 2026

Average Home Price in
Clyo, GA

Savannah, GA metro area · Effingham County County

Median Home Value
$307,520
↑ 0% year-over-year
vs. National Median
$410,000
Clyo is 25% below
Est. Monthly Payment
$1,604/mo
20% down · 6.8% rate
Income Needed
$81K
gross annual (30% rule)
Median Home Value
$307,520
↑ 0% year-over-year

Down Payment (20%)$61,504
Monthly P&I$1,604/mo
With Taxes & Ins.~$2,037/mo
Income Needed$81,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Clyo, GA

The median home value in Clyo, GA is $307,520 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 2.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Clyo are priced25% below average. Clyo is part of the Savannah, GA metro area.

Over the past five years, Clyo home values have risen by approximately43.9%, reflecting strong long-term appreciation in this market.

City Comparison

Clyo vs. National Median

🏠 Clyo
$307,520
National Median
$410,000

At $307,520, homes in Clyo cost 25% below the national median of $410,000. This makes Clyo a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Clyo?

20% Down Payment
$61,504
on $307,520
Monthly P&I
$1,604/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,037/mo
incl. taxes & insurance
Income Needed
$81,480
gross annual (30% rule)
10% Down Option
$30,752
+ PMI applies
Loan Amount (20% dn)
$246,016
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Clyo, GA?
The median home value in Clyo is $307,520 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Clyo?
Over the past year, home values in Clyo have increased by 0%. Over five years, prices have risen approximately 43.9%.
How much do I need to earn to buy a home in Clyo?
To comfortably afford the median home price of $307,520 with a 20% down payment ($61,504) at today's rates (6.8%), you'd need a gross annual income of approximately $81,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Clyo compare to the national average home price?
The national median home value is approximately $410,000. At $307,520, homes in Clyo are 25% below the national average.
What metro area is Clyo part of?
Clyo is part of the Savannah, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.